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Wallet & Referrals

Turn referrals into monthly income. DN number as referral code, commission tiers, payouts via bank/JazzCash/EasyPaisa.

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DigitalNation BMS — Wallet & Referrals

A friend asked.

“Bhai, what is this DigitalNation BMS thing?”

You explained, showed, turned the screen toward him. He was amazed:

“Bhai, this is amazing. I want it too.”

You sent the link. Next week he created an account. Next month he subscribed.

And then he stayed your friend — but you got nothing.

Why? Because you were recommending BMS for free — no earnings, no recognition.

DigitalNation BMS (Business Management Software) turns your recommendation into income.

When you bring another shopkeeper to BMS, you earn commission on every monthly payment.

  • Your DN number is your referral code
  • The friend registers → linked to your account
  • They subscribe → commission in your Wallet
  • Every month they pay → every month you earn

Meaning: one referral, monthly commission — for as long as they use BMS.

How it works

Simple math:

Day 1:
  You told a friend
  Sent your DN number and link
      ↓
Day 3:
  The friend registered
  Linked to your account
      ↓
Day 7:
  The friend subscribed (example: 2,499 rupees)
  10% into your Wallet = 250 rupees
      ↓
Month 2:
  The friend paid again
  Another 250 rupees to you
      ↓
Month 3:
  ...and the cycle continues
      ↓
Result: while they use it, you earn.

Think about it: if you bring 10 shopkeepers — 250-500 rupees each monthly — your extra income 2,500-5,000 rupees per month.

Commission tiers — the more, the higher

In BMS, your earnings grow with more referrals:

Tier How many referrals Commission
Starter 0-5 5%
Silver 6-10 7%
Gold 11+ 10%

Meaning:

  • 0-5 friends — Starter, earn 5%
  • 6 friends — Silver, 7%
  • 11 friends — Gold, 10%

More referrals = higher commission — automatic upgrade.

📸 [SCREENSHOT 13.1: Commission Tier]
Location: /vendor/referrals
Highlight: Your current tier, how many to next tier

What’s in the Wallet

Your BMS Wallet is a separate place — for referral earnings only.

What goes in:

  • Monthly commission — when a referred shopkeeper pays
  • Coupons / bonuses — if DigitalNation offers occasionally
  • Admin adjustments — in special cases

What goes out:

  • Payout — to bank, JazzCash, EasyPaisa

⚠️ Important: Only referral earnings go into the Wallet. Your shop’s sales, customer payments — those stay separate.

What you can do with the Wallet

Action How
See your referral code DN number — on Wallet page
Copy referral link One click
Send on WhatsApp Direct link
View referral list Who joined, when, how much earned
Commission detail How much per payment
Wallet balance Earned, withdrawn
Payout request Bank / JazzCash / EasyPaisa
Payout history When sent, when received

Before & After BMS

Before With BMS
Explain to a friend — no benefit Monthly commission, ongoing
Accounting on paper Automatic, every transaction
“How much did I earn?” — no memory One page, full detail
Instant cash — hard Payout via bank/JazzCash
Who came through you? Referral list, clear record
No guarantee Automatic commission, verifiable
Confusing commission rates Auto-upgrade by tier

Same friend. Same recommendation. Just now it’s an income stream.

DigitalNation Support — when the Wallet gets confusing

Sometimes a commission didn’t arrive. Sometimes a tier didn’t upgrade. Sometimes a payout is delayed.

Don’t worry. DigitalNation Support is with you:

  • Verify the commission
  • Check the tier calculation
  • Expedite the payout request
  • Via WhatsApp or call, quickly

We never change your data silently. Every change is dated and logged.

How to find your referral code

Step 1: Go to Wallet & Referrals from the dashboard

📸 [SCREENSHOT 13.2: Wallet Page]
Location: /vendor/referrals
Capture: DN number, referral link, tier, wallet balance

Step 2: Your DN number will be prominent

Example: DN121-001

Step 3: Click “Copy Link”

Step 4: Link ready:

https://digitalnation.com.pk/register?ref=DN121-001

Step 5: Send on WhatsApp, Facebook, or SMS

Done! Anyone who registers through this link becomes your referral.

How to send referrals — plain words

To a customer, a friend, or a fellow shopkeeper:

“Bhai, my shop runs on BMS. Yours can too. Open this link, check it out. 7 days free.”

Send the link:

https://digitalnation.com.pk/register?ref=DN121-001

When they open it:

  • BMS intro
  • 7-day free trial
  • They register — linked to you

Then:

  • They subscribe → commission for you
  • Every month they pay → every month you earn
📸 [SCREENSHOT 13.3: Referral on WhatsApp]
Highlight: Link, prepared message, send button

💡 Pro tip: When sending the referral link, add a short message — “Bhai, check it out in 2 minutes. If you like it, 7 days free.” This boosts acceptance.

Referral statuses — what they mean

In your referral list, each entry shows a status:

Status Meaning
Pending Registered, hasn’t subscribed yet
Active Subscribed, you’re earning commission
Inactive Subscription ended, commission paused

Send reminders to pending ones:

“Bhai, your 7-day trial ended? Subscribe — don’t waste the free days.”

📸 [SCREENSHOT 13.4: Referral List]
Highlight: Each referral, name, status, commission

Commission detail — full history

Step 1: Wallet page → “Commissions” tab

Step 2: Each commission shows:

Field Meaning
Date When received
Referral From whom
Package Which plan (monthly / annual)
Amount What was paid
Tier % Your rate at that time
Commission What you got
Status Received / pending
📸 [SCREENSHOT 13.5: Commission Detail]
Highlight: Full table, every commission's detail

Meaning: every rupee accounted for — where it came from, how, when.

Wallet balance — what to look at

Four numbers on the Wallet page:

Number Meaning
Current balance What’s available to withdraw
Total earned All-time earnings
Total withdrawn How much withdrawn
Pending If a payout request is pending
📸 [SCREENSHOT 13.6: Wallet Balance]
Highlight: 4 numbers, colour-coded

Payout — how to withdraw from the Wallet

Step 1: Wallet page → “Request Payout” button

Step 2: Details:

Field Meaning
Amount How much to withdraw (minimum 500 rupees)
Method Bank / JazzCash / EasyPaisa
Account details Account number or mobile number
Account title Name on the account

Step 3: Click “Submit Request”

Step 4: DigitalNation Support verifies within 2-3 business days

Step 5: After verification — funds in your account

Step 6: A “success” email / SMS arrives

📸 [SCREENSHOT 13.7: Payout Request]
Location: /vendor/referrals → Payout
Highlight: Amount, method, account details

💡 Pro tip: Start small (500-1,000 rupees). After verification, trust grows — then withdraw larger amounts.

Minimum payout

Method Minimum
JazzCash 500 rupees
EasyPaisa 500 rupees
Bank 1,000 rupees

If your balance is below — wait a bit, let it accumulate, then withdraw.

Payout statuses

Status Meaning
Pending Request submitted, verification pending
Approved Verified, funds sent
Rejected Rejected — with a reason
Completed Received, closed
📸 [SCREENSHOT 13.8: Payout History]
Highlight: All requests, status, amount

Tier upgrade — how it’s automatic

When your referral count crosses a tier’s threshold, the system auto-upgrades you:

Referral count Auto-upgrade
0 → 5 Starter (5%)
6 → 10 Silver (7%)
11+ Gold (10%)

No request, no form — automatic.

Example:

  • Today you have 5 referrals — Starter, earning 5%
  • Tomorrow the 6th joins — auto-Silver
  • Next commission pays 7%
📸 [SCREENSHOT 13.9: Tier Upgrade]
Highlight: How many to next tier, progress bar

💡 Pro tip: To go from Silver to Gold, bring 5 more friends — one-time effort, lifetime benefit.

The “higher wins” rule

In BMS, your commission rate comes from two sources:

1. Your subscription plan — higher plan, higher commission

2. Your referral tier — more referrals, higher commission

The system takes whichever is higher:

Example:

  • Your plan gives: 7% commission
  • Your tier gives: 5% (Starter)

The system takes 7% — the higher one.

Meaning: you benefit from the better of the two — never lose.

Search & filters

In the referral list:

Search: Referral name, phone, DN number

Filters:

  • Status — Pending / Active / Inactive
  • Tier — Starter / Silver / Gold
  • Date range — Today / This Month / Custom
📸 [SCREENSHOT 13.10: Referral Filters]
Highlight: Search bar, filter panel

Frequently asked questions

Can I change my DN number?

No. The DN number is issued once, for life — it’s your unique identity.

Can I use my own referral link?

No. One person’s own account cannot self-refer. The system catches this automatically.

When does a referral become active?

When the referred person takes their first subscription. Just registering doesn’t earn commission.

When do I get the commission?

When your referral makes their monthly payment — the system automatically credits commission into your Wallet.

Does commission ever expire?

No — as long as your referral uses BMS, you keep earning. It’s recurring income.

Can I give my referral to someone else?

No. The referral stays with you forever — as long as that account is active.

What if my referral stops subscribing?

Your earnings pause. If they resubscribe, you start earning again.

Is there a fee on payouts?

No. What you earn is fully yours — no deductions.

How many days for a payout?

2-3 business days — after verification, the money arrives in your account.

Can a payout be rejected?

Yes, if: the account details are wrong, the account isn’t in your name, or any suspicious activity.

Does money in the Wallet earn interest?

No. It’s a Wallet — not an investment, no interest.

Is my referral's referral mine too?

No. You earn only from your direct referrals. Not two levels.

Important notes

💡 Tell every shopkeeper Whenever you praise BMS to someone — send the referral link. One commission, endless chain.

💡 Real referrals, done right Bring only those who will actually use it. The system screens suspicious accounts.

💡 Track your referrals Check the referral list every week. Send reminders to pending ones.

💡 Payout frequently When 500-1,000 rupees accumulate — withdraw. Small wins keep you motivated.

💡 Watch your tier Gold needs 11 referrals. Check progress weekly.

💡 This is your extra income One-time effort — months of earnings. Tell every friend, track every referral.

Flow

DN number ← referral code ← copy link
    ↓
Send to friends ← WhatsApp / SMS / Facebook
    ↓
Friend registers ← linked to you
    ↓
Friend subscribes ← commission into your Wallet
    ↓
Every month they pay ← every month you earn
    ↓
More referrals → higher tier → higher commission
    ↓
Payout request ← Bank / JazzCash / EasyPaisa
    ↓
Result: one referral, months of income,
accumulating in your Wallet, withdraw whenever.

Next: Subscription — Choose a plan and upgrade